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Union Plus Card Review
Union Plus Card
Union Plus Card Educational Resources
Cardholders have access to information on scholarships for their children and themselves, to test prep courses as well as degree programs for union members. Cardholders will also find information about generous student discounts.
Union Plus Card CreditKeeper
In the current financial climate working families need to stretch their household budgets further than ever and keeping control of finances is therefore essential to avoid going into debt. Union Plus cardholders can enrol in the online CreditKeeper scheme, where they have access to a triple-merged credit report on their finances and their personal credit score sourced from daily credit bureau monitoring.
Members benefit also by receiving an email alert every time a key change in the credit report occurs, which is not only an excellent tool to keep track of spending, but also helps to prevent identity theft. To make the most of credit available to families, the Score Tracker tool allows cardholders to make informed decisions about their credit action plan.
Union Plus Travel and Coupon Centres
Cardholder also benefit from discounted travel available on car rentals, hotels and condos as well as flights and entertainment. In addition, the Coupon Centre allows cardholders to find the best coupon offers for every day groceries and things like car rental, flowers or entertainment on a night out. Discounts on holiday travel can be as much as 20% with some well known car rental suppliers and union members can save up to 15% on AT&T wireless contracts for example.
Card Issuer
The actual credit card is issued by HSBC Bank Nevada, a credit card provider with many years’ experience in the industry and a large network of ATMs, where the card can be used to get cash advances for example. HSBC has its own security and fraud centre and offers a $0 liability online guarantee to its customers to protect them from unauthorized, fraudulent use of their identity and account details.
HSBC customers can also benefit by following the security centre’s helpful advice, both for personal and business banking, and customers can test their knowledge with an online security quiz, where customers can find out, how safe their computer, mobile devices and male really are from online fraud and identity theft.
Statements for the HSBC Union Plus credit card are offered as a paper or an online version and customers are encouraged to save the environment by opting for paperless statements. Cardholders have access to a variety of bill paying services online, be it one time payments or recurring ones. See also, Discover Card.
UnionPlus Card
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Overall Rating
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Benefit Rating
- FREE Rewards Program designed for hard-working union members.
- Get 2,000 bonus points after first purchase, more than halfway to a $25 Gift Card.
- Earn 1 Point for every dollar spent anywhere
- Earn 2 Points for every dollar spent at gas stations, grocery stores, and drug stores.
- NO Balance Transfer Fees and APR stays FIXED until the balance is paid in full.
- 1.99% introductory APR on new purchases.
- All Calls answered in the United States.
- No annual fee and No liability for unauthorized use
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| 6.99 | 6 Months | 13.99% Variable* | None* | Yes | Good Credit |
Household Bank® Premium MasterCards®
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Overall Rating
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Benefit Rating
- 0% Introductory APR on Purchases for 9 months and a Variable 19.90% APR thereafter
- Acceptance at millions of locations including website purchases and reservations
- 1% Cash Back Rewards on every credit card purchase
- Email and text messages available to remind you of your upcoming payment due date
- Household Bank
| Intro APR | Intro APR Period | Regular APR | Annual Fee | Balance Transfers | Credit Needed |
|---|---|---|---|---|---|
| 0% | 9 Months on Purchases | 19.90% Variable* | None* | Yes* | Good Credit |