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Terms and Conditions
All visitors to
FirstCredit.Net are
required to adhere
to the following
Terms and
Conditions. By
accessing the Site
and any of its
pages, you indicate
your acknowledgement
and acceptance of
the Terms and
Conditions set forth
below without
limitation or
qualification.
FirstCredit.Net may
revise these Terms
and Conditions at
any time by updating
this posting and
such revisions will
be binding upon all
visitors to the
Site. For purposes
of these Terms and
Conditions
references to
FirstCredit.Net
include its
affiliates,
directors and
employees.
Governing Laws
and Regulations
User access to and
use of the Site is
subject to all
applicable federal,
state and local laws
and regulations.
Unauthorized use of
this system is
prohibited and
violators can be
prosecuted under
federal and state
laws. New Mexico law
and Federal law will
govern the
interpretation and
enforcement of these
Terms and
Conditions.
Copyright and
Trademark Policies
The information
contained at
FirstCredit.Net,
including but not
limited to text and
images herein (other
than certain images
licensed from third
parties) and their
arrangement, are
copyright ©2006 by
FirstCredit.Net. All
rights reserved.
This Web site and
its entire contents
are for personal use
only and may not be
copied, reproduced,
modified, published,
uploaded,
downloaded, posted,
transmitted or
distributed in any
way, without
FirstCredit.Net's
prior written
permission.
Ownership of
materials
Except as otherwise
indicated, this Web
site and its entire
contents including,
but not limited to,
the text,
information,
material, software
and graphics
contained on this
Website, are owned
by FirstCredit.Net
and its affiliates.
The Materials are
protected by
copyright, trademark
and other
intellectual
property laws and
treaties.
FirstCredit.Net
makes no proprietary
claim to any
third-party names,
trademarks or
service marks
appearing on this
Web site. Any
third-party names,
trademarks, and
service marks are
the properties of
their respective
owners.
By posting a message
or contributing in
anyway to this Web
site, including, but
not limited to,
sending comments and
e-mail, to this Web
site, you expressly
grant
FirstCredit.Net the
right to use in any
way, copy, republish
or sell your message
or other
contribution as part
of its property.
FirstCredit.Net
reserves the right
to change, update,
discontinue, or
restrict or prevent
access to this Web
site or the
Materials at any
time without notice.
Disclaimer and
Limitation on
Liability
BY USING THIS WEB
SITE, YOU ASSUME ALL
RESPONSIBILITY AND
RISK FOR THE USE OF
THIS WEB SITE AND
THE INTERNET
GENERALLY. THE
INFORMATION IS
PROVIDED "AS IS,"
WITHOUT ANY EXPRESS
OR IMPLIED WARRANTY
OF ANY KIND. IN NO
EVENT SHALL
FirstCredit.Net BE
LIABLE FOR ANY
DAMAGES WHATSOEVER
(INCLUDING WITHOUT
LIMITATION ANY
SPECIAL, INDIRECT,
OR CONSEQUENTIAL
DAMAGES, AND DAMAGES
RESULTING FROM LOSS
OF USE, DATA, OR
PROFITS, OR BUSINESS
INTERRUPTION)
ARISING OUT OF THE
USE OF OR INABILITY
TO USE THE MATERIALS
OR ANY HYPERLINKED
Web SITE, EVEN IF
FirstCredit.Net OR
ITS AFFILIATES HAVE
BEEN ADVISED OF THE
POSSIBILITY OF SUCH
DAMAGES.
FirstCredit.Net
provides information
and advice based on
our editorial
content and advice
of financial
professionals. While
FirstCredit.Net
believes such
information and
advice to be
reliable, we make no
claims or
representations
about the accuracy,
reliability,
timeliness,
usefulness or
completeness of such
information or
advice. All
information and
advice given on this
Web site is intended
only to assist you
with financial
decisions. However,
by nature such
information is broad
in scope. Your
financial situation
is unique and our
information and
advice may not be
appropriate for your
situation.
Accordingly,
FirstCredit.Net
recommends that you
get different
opinions and seek
the advice of your
accountant and other
financial advisers
who are fully aware
of your individual
circumstances before
making any final
decisions or
implementing any
financial strategy.
You should not rely
on any information
or advice you obtain
on this Web site.
Any reliance by you
on any information
or advice will be at
your own risk.
FirstCredit.Net is
intended to help
readers by providing
financial data,
resources and
editorial
information on
financial products.
FirstCredit.Net will
not be responsible
for any errors or
omissions in the
Materials or
information provided
on this Web site,
any articles or
postings for
hyperlinks embedded
in messages, nor for
any loss or damage
caused by your
reliance on
information obtained
on this Web site or
in a hyperlinked
site.
FirstCredit.Net may
provide chat rooms,
bulletin boards and
other means for the
public to contribute
information and make
statements.
FirstCredit.Net does
not make any
endorsements of
these statements nor
representations that
the statements are
true and accurate.
FirstCredit.Net
reserves the right
to edit statements
made within these
forums. We also
reserve the right to
limit or restrict
access to users who
abuse these forums.
You should be
cautious when acting
on information
provided by
contributors to
these chat rooms.
You should not rely
solely upon the
information and
opinions of the chat
rooms or bulletin
boards.
Links to
third-party sites:
FirstCredit.Net
contains
credit card offer links to
third-party sites.
These links are
provided for
convenience purposes
and are not under
the control of FirstCredit.Net.
FirstCredit.Net does
not make any
representations and
warranties, express
or implied,
regarding the
content of any of
these linked sites.
These links do not
constitute or imply
an endorsement,
authorization,
sponsorship or
affiliation by
FirstCredit.Net with
respect to any third
party, any third
party's Web site,
the content of any
third party's Web
site, or any
products or services
provided by a third
party.
Comparative Offers
First Credit is a comparative advertising website. The
Federal
Trade Commission encourages comparative advertising stating,
"Comparative advertising, when truthful and non-deceptive, is a source of
important information to consumers and assists them in making rational purchase
decisions. Comparative advertising encourages product improvement and
innovation, and can lead to lower prices in the marketplace."
Firstcredit.net constantly monitors the credit card marketplace.
We desire to bring you the best credit cards, reviews and credit card offers
available online. This can lead to product improvement, innovation and lower
prices (lower credit card fees) for you. Offers are displayed side by side so you can easily compare
key factors such as interest rates, annual fees as well as other key features
allowing you to choose the best offer for your needs and current financial
situation. All trademarks are the property of their respective owners. This
website is not impersonating any
re-direct website contained in any mail offer. It is a comparative website where you can
compare top offers from various credit card issuer's advertising with other
available offers.
Governing law and
jurisdiction
These terms and
conditions of use
shall be governed by
and construed in
accordance with the
laws of the United
States of America
and the state of New
Mexico, without
giving effect to any
choice of law or
conflict of law
provision or rule
(whether of the
state of New Mexico
or any other
jurisdiction) that
would cause the
application of the
laws of any
jurisdiction other
than the United
States or the state
of New Mexico. By
using this Web site,
you consent to the
jurisdiction of the
state and federal
courts of Santa Fe
County, New Mexico,
U.S.A. for any
action or proceeding
arising under or
relating to these
Terms of Use, this
Web site or the use
of, or reliance on,
this Web site. |