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Terms and Conditions

All visitors to FirstCredit.Net are required to adhere to the following Terms and Conditions. By accessing the Site and any of its pages, you indicate your acknowledgement and acceptance of the Terms and Conditions set forth below without limitation or qualification. FirstCredit.Net may revise these Terms and Conditions at any time by updating this posting and such revisions will be binding upon all visitors to the Site. For purposes of these Terms and Conditions references to FirstCredit.Net include its affiliates, directors and employees.

Governing Laws and Regulations
User access to and use of the Site is subject to all applicable federal, state and local laws and regulations. Unauthorized use of this system is prohibited and violators can be prosecuted under federal and state laws. New Mexico law and Federal law will govern the interpretation and enforcement of these Terms and Conditions.

Copyright and Trademark Policies
The information contained at FirstCredit.Net, including but not limited to text and images herein (other than certain images licensed from third parties) and their arrangement, are copyright ©2006 by FirstCredit.Net. All rights reserved. This Web site and its entire contents are for personal use only and may not be copied, reproduced, modified, published, uploaded, downloaded, posted, transmitted or distributed in any way, without FirstCredit.Net's prior written permission.

Ownership of materials
Except as otherwise indicated, this Web site and its entire contents including, but not limited to, the text, information, material, software and graphics contained on this Website, are owned by FirstCredit.Net and its affiliates. The Materials are protected by copyright, trademark and other intellectual property laws and treaties. FirstCredit.Net makes no proprietary claim to any third-party names, trademarks or service marks appearing on this Web site. Any third-party names, trademarks, and service marks are the properties of their respective owners.

By posting a message or contributing in anyway to this Web site, including, but not limited to, sending comments and e-mail, to this Web site, you expressly grant FirstCredit.Net the right to use in any way, copy, republish or sell your message or other contribution as part of its property.

FirstCredit.Net reserves the right to change, update, discontinue, or restrict or prevent access to this Web site or the Materials at any time without notice.

Disclaimer and Limitation on Liability
BY USING THIS WEB SITE, YOU ASSUME ALL RESPONSIBILITY AND RISK FOR THE USE OF THIS WEB SITE AND THE INTERNET GENERALLY. THE INFORMATION IS PROVIDED "AS IS," WITHOUT ANY EXPRESS OR IMPLIED WARRANTY OF ANY KIND. IN NO EVENT SHALL FirstCredit.Net BE LIABLE FOR ANY DAMAGES WHATSOEVER (INCLUDING WITHOUT LIMITATION ANY SPECIAL, INDIRECT, OR CONSEQUENTIAL DAMAGES, AND DAMAGES RESULTING FROM LOSS OF USE, DATA, OR PROFITS, OR BUSINESS INTERRUPTION) ARISING OUT OF THE USE OF OR INABILITY TO USE THE MATERIALS OR ANY HYPERLINKED Web SITE, EVEN IF FirstCredit.Net OR ITS AFFILIATES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

FirstCredit.Net provides information and advice based on our editorial content and advice of financial professionals. While FirstCredit.Net believes such information and advice to be reliable, we make no claims or representations about the accuracy, reliability, timeliness, usefulness or completeness of such information or advice. All information and advice given on this Web site is intended only to assist you with financial decisions. However, by nature such information is broad in scope. Your financial situation is unique and our information and advice may not be appropriate for your situation. Accordingly, FirstCredit.Net recommends that you get different opinions and seek the advice of your accountant and other financial advisers who are fully aware of your individual circumstances before making any final decisions or implementing any financial strategy. You should not rely on any information or advice you obtain on this Web site. Any reliance by you on any information or advice will be at your own risk.

FirstCredit.Net is intended to help readers by providing financial data, resources and editorial information on financial products. FirstCredit.Net will not be responsible for any errors or omissions in the Materials or information provided on this Web site, any articles or postings for hyperlinks embedded in messages, nor for any loss or damage caused by your reliance on information obtained on this Web site or in a hyperlinked site.

FirstCredit.Net may provide chat rooms, bulletin boards and other means for the public to contribute information and make statements. FirstCredit.Net does not make any endorsements of these statements nor representations that the statements are true and accurate. FirstCredit.Net reserves the right to edit statements made within these forums. We also reserve the right to limit or restrict access to users who abuse these forums. You should be cautious when acting on information provided by contributors to these chat rooms. You should not rely solely upon the information and opinions of the chat rooms or bulletin boards.

Links to third-party sites:
FirstCredit.Net contains credit card offer links to third-party sites. These links are provided for convenience purposes and are not under the control of FirstCredit.Net. FirstCredit.Net does not make any representations and warranties, express or implied, regarding the content of any of these linked sites. These links do not constitute or imply an endorsement, authorization, sponsorship or affiliation by FirstCredit.Net with respect to any third party, any third party's Web site, the content of any third party's Web site, or any products or services provided by a third party.

Comparative Offers
First Credit is a comparative advertising website. The Federal Trade Commission encourages comparative advertising stating, "Comparative advertising, when truthful and non-deceptive, is a source of important information to consumers and assists them in making rational purchase decisions. Comparative advertising encourages product improvement and innovation, and can lead to lower prices in the marketplace."

Firstcredit.net constantly monitors the credit card marketplace. We desire to bring you the best credit cards, reviews and credit card offers available online. This can lead to product improvement, innovation and lower prices (lower credit card fees) for you. Offers are displayed side by side so you can easily compare key factors such as interest rates, annual fees as well as other key features allowing you to choose the best offer for your needs and current financial situation. All trademarks are the property of their respective owners. This website is not impersonating any re-direct website contained in any mail offer. It is a comparative website where you can compare top offers from various credit card issuer's advertising with other available offers.

Governing law and jurisdiction
These terms and conditions of use shall be governed by and construed in accordance with the laws of the United States of America and the state of New Mexico, without giving effect to any choice of law or conflict of law provision or rule (whether of the state of New Mexico or any other jurisdiction) that would cause the application of the laws of any jurisdiction other than the United States or the state of New Mexico. By using this Web site, you consent to the jurisdiction of the state and federal courts of Santa Fe County, New Mexico, U.S.A. for any action or proceeding arising under or relating to these Terms of Use, this Web site or the use of, or reliance on, this Web site.

 

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