SlateFromChase.com at FirstCredit.net

Slate From Chase Review

www.slatefromchase.com is the Chase re-direct for the pre-approved Slate from Chase credit card offer applications that you may have received in the mail. The purpose of that page is to redirect you to the application for the Slate card in a particular offer.

The Chase Slate balance transfer credit card offered by JP Morgan Chase used to be known as the Chase Platinum. The current offer from Chase for the Slate credit card is a 0% introductory offer for purchasing for the first fifteen billing cycles. The offer extends to balance transfers with a 0% transfer balance if you have excellent credit. If you have ‘so so’ credit the length of the introductory period for both purchases and balance transfers drops to six months. After the introductory period is over the APR is variable running between 11.99% and 21.99% based on your credit worthiness.

Fees

If you fail to make your monthly payment on time, exceed your credit line, or have a check returned a change will occur in your payments with a penalty APR kicking in at 29.99%. This penalty can be applied to your account indefinitely. Note that this penalty APR will apply if you are late on any loan with Chase or on another Chase account or any of their related banks. You will also be charged with up to $35.00 in fees for late payments, over the credit limit, and return payments. It does not pay to be late on a payment with Chase. The good news is that there is no annual fee for this card. If you use the card responsibly the low APR could make the card very attractive to own.

Benefits

When you spend $300 in the first three months of opening a new account you will receive a $75 statement credit. Chase provides you from unauthorized purchases with a fraud protection plan which gives you total protection fraudulent use. There are no rewards or cash back programs available with this card. This is a no nonsense basic credit card with no frills but the financial options can make this an attractive card if you need help in setting up a plan to get your credit card balance down.

Financial options

Chase has a feature called Blueprint which is offered across all of its credit cards. Using Blueprint you can set up a plan to pay your credit card balance down. There are four options available in Blueprint. Option one is called Full Pay which lets you select no interest option for everyday purchases such as groceries, gas or prescriptions as long as you pay for these purchases in full every month. Option two is called Split which allows you to pay off large purchases according to a customized payment plan. The Finish It option lets you create a customized plan to pay down your balances. Track It is an option available through Blueprint that lets you keep an eye on your spending and allows you to set up spending goals. See also, Chase Credit Cards, Discover Card and American Express Card.