» Secured Credit Cards

What is a Secured Credit Card?

Secured credit cards are credit cards "secured" by a deposit savings account. Also known as bank secured credit cards, a secured credit card holder would simply deposit a required amount into an account known as a collateral savings account with the bank or credit card issuer. The bank or issuer would then grant the cardholder the amount of credit equal to the amount deposited in the collateral savings account. While secured credit cards require a security deposit and/or additional fees, in most cases approval is guaranteed and you get a credit card and no credit check.

Some of the best secured credit cards available are below. Apply now.

Platinum Zero Secured Visa® from Applied Bank®

Platinum Zero Secured Visa - Best Secured Credit Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • ZERO - 0% fixed APR on purchases - no intro rates!
  • ZERO - 0% rate won't change - even if you're late!
  • ZERO application fees
  • ZERO worries - free personal ID theft protection
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 9.99%* None N/A Bad Credit - No Credit Check

Public Savings Secured Visa® Credit Card

Public Savings Bank Secured Visa Card
  • Overall Rating Three One-half Stars
  • Benefit Rating Three One-half Stars
  • 0% APR on purchases for 6 months
  • No annual fee or monthly fees
  • Your credit is not a factor! We report to all 3 major credit bureaus
  • Simple one page application
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 Months on Purchases 11.24% Variable* None* N/A Bad Credit - No Credit Check

Applied Bank® Secured Visa® Credit Card

Applied Bank Secured Visa Credit Card
  • Overall Rating Three One-half Stars
  • Benefit Rating Three One-half Stars
  • 12.99% low fixed APR - rate won't change even if you're late!
  • Choose your credit limit - from $200 up to $500
  • Monthly credit bureau reporting
  • Genuine Visa® credit card - not a pre paid or debit card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 12.99% Variable%* $50 (first year only) N/A Bad Credit - No Credit Check

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