MyCapitalOneCard.com Credit Cards

» MyCapitalOneCard.com Credit Cards

MyCapitalOneCard.com Capital One Credit Card Reviews

Capital One Card
Capital One Card
This card issuer is trying to have a range of credit cards that will suit different cardholders’ needs as best as possible while remaining competitive in the credit card market.

Personal Banking: Capital One Cash Credit Card

This generous MasterCard offers up to 50% bonus on the cash back a cardholder earns per year, with an additional offer of 1% cash back on every dollar spent on purchases. There is no annual fee to pay and a low introductory APR is offered on purchases as an incentive to sign up. This card is aimed at customers with an excellent credit history, who want to make the most of their credit card spending. Essentially, there is no limit on cash back that can be earned.

There is also a one off $100 bonus payment offered, when a cardholder spends $500 or more on their Capital One Cash Credit Card in the first three months of becoming a member. The intro APR is 0% on purchases and balance transfers until October 2012 with the rate rising to 12.9% up to 20.9% variable APR after that, depending on a cardholder’s creditworthiness. The transfer fee is 3% per transfer until October 2012.

The cash back amount earned can be taken either as a check or taken as an on account credit. See also, Platinum Prestige Card and VentureOne Rewards Card.

Business Banking: Range of Business Credit Cards from Capital One

The valuable small and medium sized business market seems to be Capital One’s target when it comes to the issue of Spark Visa Cards.

The Spark Select card is aimed at business owners who’d like to save money with low introduction rates and want a card that doesn’t charge an annual fee. The intro APR is 0% until July 2012, rising from 9.99% to 19.9% APR variable after that, depending on status. The rewards that can be earned are 1 mile per dollar on all purchases.

The Spark Cash Select Card aims at the business customer who is looking for flexibility of cash rewards, doesn’t want to pay an annual fee and would like to make the most of the cash rewards on offer. This card has an intro APR of 0% until April 2012, rising from 14.9% to 19.9% variable thereafter, depending on status. A 1% cash back reward is earned for every purchase made and there is a 50% bonus available on the cash back one earns during the year. The Spark Cash Select card is only available to businesses with excellent credit history.

The Spark Miles Select Card is more suited for business owners who travel extensively and are looking for rewards that can be redeemed against travel. There is no annual fee. 1 mile per dollar can be earned against every purchase. There is an intro APR of 0% until April 2012, rising from 14.9% to 19.9% variable thereafter, depending on status. As an additional incentive there is a 50% bonus on the number of miles one earns throughout the year.

This card is only available to business owners with an excellent credit history.See also, Business Credit Cards, and Capital One Venture Rewards Credit Card.

Capital One® Platinum Prestige Credit Card

Captial One Platinum Prestige Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • Click "Apply Now" to apply online or call 866-585-0808
  • 0% intro APR until August 2011 on balance transfers, processed in as little as 48 hours
  • 0% intro APR until August 2011 on purchases
  • Transfer your higher-rate balances
  • $0 Fraud Liability if your card is lost or stolen
  • 24-hour travel & emergency assistance gives you a replacement card and cash advance
  • 24-hour roadside assistance
  • Travel accident insurance
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% until August 2011* on Purchases & Balance Transfers 11.90% Variable No N/A Excellent Credit

Platinum Card® From American Express

American Expess Platinum Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
  • See also, review of Platinum Card from American Express
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $450* N/A* Excellent

Capital One® VentureOneSM Rewards Credit Card

Capital One Venture One Rewards Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • Click "Apply Now" to apply online or call 866-592-0808
  • 1.25 miles per dollar on every purchase, every day
  • Redeem miles for airline tickets, hotel rooms, car rentals and more
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • Use rewards for travel, merchandise, gift cards and more
  • 0% intro APR on purchases until August 2011
  • No foreign transaction fees
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% until August 2011* on Purchases 13.90% Variable No Yes* Excellent Credit

BlueSky® From American Express

American Expess Blue Sky
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • No annual fee
  • Travel rewards with no blackout dates or travel restrictions. Redeem with any airline, any car rental, any hotel - anytime
  • Pay your bill all at once, or over time. It's up to you.
  • Blue Savings Program: big deals on big brands, all the time
  • Rated "Best Airline Credit Card" by Card Ratings Consumer's Choice Awards in 2010
  • Get approved in 60-seconds
  • Blue Sky from American Express
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% for up to 12 months 17.24% to 21.24% Variable No Yes Excellent

Capital One® VentureSM Rewards Credit Card

Capital One Venture Rewards Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • Click "Apply Now" to apply online or call 866-592-0808
  • 2 miles per dollar on every purchase, every day
  • 10,000 bonus miles when you spend $1,000 in your first 3 months
  • No limit on the miles you can earn and miles won't expire
  • Fly free on any airline, any time with no blackout dates
  • No foreign transaction fees
  • Exclusive award-winning customer service
  • Visa Signature® benefits like complimentary concierge and travel upgrades
  • First year's annual fee is on us
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 13.90 Variable* $59; waived for the first year* Yes* Excellent Credit

IBERIABANK® Visa® Classic Card

Iberiabank Visa Classic
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% 6 Months Balance Transfers As low as 7.25% Variable* None* Yes* Excellent

Bryant State Bank MasterCard®

Bryant State Bank MasterCard
  • Overall Rating Four Stars
  • Benefit Rating Four Stars
  • Low interest rate for both purchases and cash of 11.25% APR*
  • Introductory balance transfer rate
  • No balance transfer fee
  • $0 fraud liability
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.25% 6 Months Balance Transfers 11.25% Variable%* $20 Yes* Excellent - Good Credit

SearchCredit Cards