Discover More Card at FirstCredit.net

Discover More Review: Discover Credit Card Gets High Marks

The Discover More credit card gets high marks in the credit card industry for a card that comes with excellent features. If you are looking for a good credit card to start your credit history with and you qualify for the card the Discover More credit card is a great card to learn how to manage your money.

Discover provides credit card education

Discover seems to have taken on the job of teaching credit card holders how to use a credit card responsibly. As a cardholder Discover sends accurate email alerts to its customers to let them know there is a payment coming up. Cardholders also are notified when they are approaching their credit limit. The financial education resources for cardholders are especially impressive. Financial tools include paydown planners, spend analyzer, banking calculators, credit management, savings solutions, and advice on dealing with today’s economy are just a few of the financial resources available.

Zero percent balance transfer APR

If you are looking for a credit card to transfer your credit card balance to in order to work on lowering the balance then this is the card to choose. For the first fifteen months there is a 0% introductory balance transfer APR for for the first fifteen months making this an excellent balance transfer credit card. In addition, there is also a 0% interest on all purchases for the fifteen months.

Fraud prevention

One of the best features of the Discover Card. Discover More credit card is their fraud protection and redemption program. If you are a cardholder you are totally protected from any fraudulent use of the card. If anyone makes unauthorized purchases on your card you have zero responsibility for those purchases.

Customer support

There is a 24 hour seven day a week customer support line for the Discover More card. The company promises someone will answer you in 60 seconds.

Fees

There is no annual fee with this card. There is a late fee and over limit fee which if you use the financial education resources offered through the company you should never have to pay.

Perks/Rewards

An important perk that you get with being a cardholder is free travel accident insurance and car rental insurance. The Discover More credit card also offers a rewards program for cardholders. You can earn 5% cash back on different categories of items though there are limits set for each category. You earn 1% cash back on all other purchases if you spend more than $3,000 annually. The cash back bonuses can be used for gift cards, merchandise, and straight cash. These bonuses do not expire as long as your account is in good standing. You also get rewards for paying your regular monthly household bills with the Discover More card.