First Credit

Chase Ink Cards: A Review

Chase Ink Cash

Chase offers several different business credit cards under the banner of Chase Ink. The Chase Ink cards include Ink Cash, Ink Bold, and the Ink Classic business. Chase offers bonus points when you sign up and qualify for any of the Chase Ink cards and you make a minimum purchase using the card. These bonus points range from 15,000 up to 50,000 points. With every dollar you spend using your Chase Ink card you receive at least 1% in cash back points. The points are redeemable as cash or you can use them toward a variety of rewards including merchandise, gift cards, and travel through Chase’s Ultimate Rewards program. There is no limit on the number of points you can earn while using your Chase Ink card. Another perk offered through Chase Ink is free cards for your employees. Spending limits can be set for employee cards and you also get additional points from purchases made by employees who use the Chase Ink card. As a business owner Chase Ink makes it easy to track expenses with their free monthly statements and itemized and categorized management reports. You can also set your mind at ease about unauthorized purchases as a Chase Ink cardholder you are completely protected against fraudulent use through the Zero Liability Protection plan. If you travel for your business you will find the card has excellent travel benefits such as travel accident insurance, auto rental insurance, roadside assistance, baggage delay refund, extended warranty and access to 24 hour seven day a week customer service. Here is a review of the individual cards offered under the Chase Ink brand:

Ink Cash. The Ink Cash business credit card is a good credit card for a business person who expects to purchase at least $5,000 using the card annually. You receive $150.00 as part of a cash back program after your first purchase with the card. After you spend $5,000 in the first three months Chase sends you another $100 cash back bonus. In addition to the % cash back program for all Chase Ink cards you receive 5% cash back for purchases of office supplies, cable, or telecom services. Travel expenses such as dining out or gasoline purchases paid with the card will net you a 2% cash rebate. An introductory offer of 0% for both balance transfers or purchases for the first six months is available to new cardholders. There is no annual fee for this card.

See also, Business Credit Cards, and Ink Bold