» Cash Back Credit Cards

What is a Cash Back Credit Card?

Cash Back Credit Cards allow you to earn a flat percentage of your daily charges -or- earn based upon the balance of your account. Some of the best cash back credit cards will pay you as much as a 5% cashback bonus on purchases in certain categories like gas, groceries, airlines, home improvement and more. You can earn cash rebates while you shop! Some cash back bonuses are even higher if you shop at particular locations indicated by the credit card issuer.

Cash back credit cards are generally for people with a good to excellent credit card score or credit rating. This would require a credit score of at least 700-749 for credit cards that require good credit and a credit score of 750 or above for credit cards that require excellent credit. If you have good to excellent credit, compare and apply for the best cash back credit card below.

Chase Freedom® Visa - $100 Bonus Cash Back

Chase Freedom Visa $100 Bonus Best Cash Back Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Earn $100 Bonus Cash Back after you make $799 in purchases in your first three months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A as low as 12.99% Variable* None* Yes* Good Credit

Discover® More® Card - $75 Cashback Bonus

Discover More Card $75 Cashback Bonus
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% intro APR on purchases for a full 6 months then the regular APR
  • Get $75 Cashback Bonus® when you make $500 in purchases within 3 months
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% Variable* None* Yes* Excellent Credit

Chase Freedom® Visa® - $50 Bonus Cash Back

Chase Freedom Visa $50 Bonus Cash Back
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% Intro APR and No Annual Fee
  • 0% APR on Purchases for a FULL 6 months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Months Balance Transfers; 6 Months Purchases As low as 12.99% Variable* None* Yes* Good Credit

Discover® More® Card

Discover Card - Cash Back Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 15 Months Balance Transfers; 6 Months Purchases As low as 11.99% Variable* None* Yes* Excellent - Good Credit

Chase Sapphiresm Card

Chase Sapphire
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Earn $100 in rewards - that's 10,000 bonus points after your first purchase!
  • 0% APR on Purchases for a FULL 6 months
  • Redeem points for travel, gift cards, merchandise, cash back and more
  • 2X points earned on airfare booked through Ultimate Rewards & 1 point for every dollar spent on all other purchases
  • Points never expire and there are no limits on how many points you can earn
  • 24/7 Dedicated service advisors (No voice recording)
  • Premier travel and purchase protection benefits
  • All of this for no annual fee!
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 12.24% Variable* None* Yes* Excellent Credit

Discover® More® Wildlife Collection

Discover More Card wildlife Collection
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • Up to 5% cashback bonus
  • 5% Cashback Bonus® in categories like travel, home improvement stores, department stores, gas, restaurants, pet stores and many more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • 5% to 20% Cashback Bonus® through our exclusive online shopping site
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 6 months 11.99% - 19.99% Variable* None* Yes* Excellent Credit

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