First Credit

Blue Sky from American Express: Review

Most if not all of the credit cards offered by American Express are considered excellent credit cards to own. The Blue Sky credit card from American Express is no exception. The Blue Sky credit card has no annual fee, 0% introductory APR and lots of rewards benefits.

Zero% Introductory APR

American Express is offering an introductory 0% APR for any purchases made for the first full year. When the introductory rate is over the APR is likely to range from 17.24% to 22.24% based on your credit worthiness.

Blue Savings Program

The Blue Savings program available with card membership provides discounts for hotels, car rentals, restaurants and online shopping sites. Participating partners include Marriott, Renaissance and Atlantis hotels, Alamo, Enterprise and Hertz car rentals, and Flemings, McCormick’s & Schmicks restaurants. Cardholders earn one point for every dollar spent. For every 7,500 points you earn a $100.00 statement credit. The points are not redeemable as anything other than statement credits and must be used toward travel purchases

Travel Rewards

Blue Sky from American Express is targeted at credit card users who travel. Points are earned with each purchase made using the Blue Sky card. Reward points can be redeemed for airline tickets, hotels or car rentals. There are no blackout dates for travel. Blue Sky from American Express also provides travel insurance including car rental insurance, and travel accident insurance up to $100,000 for you and your family. A Global Assistance hotline provides emergency or legal help if necessary while traveling. This service is available 24/7. In addition, if you stay at JW Marriott or Renaissance Hotels you qualify for a free breakfast if you are booked over the weekend. You also get a $100 discount for your next stay at either hotel. If it’s a cruise you book using your Blue Sky card from American Express you get a $250 on board credit.

Entertainment Benefits

Blue Sky card membership allows you to purchase the best tickets at great prices to your favorite entertainment and sporting events. One of the Blue Sky card’s benefits is priority tickets from American Express Ticket Savings Centers. Priority tickets mean you could find about and get tickets to upcoming concerts or events before the general public even knows about them.

Take care of your credit card account online

American Express provides access to your Blue Sky credit card account online. You can keep track of your charges and any other card activity. The credit card issuer provides you to view your future payments and set up reminders and other alerts. If you need additional assistance you can contact American Express with a 24 hour seven day a week customer service department.

Extra Perks

As a Blue Sky cardholder you get access to a variety of additional perks including full protection from card fraud, and extended warranties on some purchases. If you are in a hurry to pay your favorite participating retailers you can use American Express’s Expresspay service. All you do is hold your card up to the Expresspay reader and after it beeps you are done. If you purchase an item using your Blue Sky card and end up with buyer remorse you can receive a refund for the item up to $300 per eligible item if you have lost the receipt or the store won’t take it back.