Balance Transfer Credit Cards at FirstCredit.net

» Balance Transfer Credit Cards

What is a Balance Trasnfer Credit Card?

A balance transfer Credit Card is a credit card that allows you to transfer the balance from your current credit card. Often balance transfer credit cards have introductory interest rates of 0%. For this reason, they are often referred to as 0 apr, 0 balanace, and 0% balance transfer credit cards. The purpose of a balance transfer credit card is so that you can transfer balances and/or make new credit card purchase at 0% for a period of generally 6 to 15 months and save money with the lower interest rate. See how your current credit card compares with the top offers below.

Balance transfer credit cards are for individuals with good to excellent credit. This would require a credit card score or rating of 700 to 749 for credit cards that require good credit, and 750 or higher to be approved for offers that require excellent credit.

Discover® More® Card

Discover Card - Best Low Interest Credit Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 15 Months Balance Transfers; 6 Months Purchases As low as 11.99% Variable* None* Yes* Excellent - Good Credit

Chase Freedom® Visa® - $50 Bonus Cash Back

Chase Freedom Visa $50 Bonus Cash Back
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% Intro APR and No Annual Fee
  • 0% APR on Purchases for a FULL 6 months
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy!
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Months Balance Transfers 6 Months Purchases As low as 12.99% Variable* None* Yes* Good Credit

IBERIABANK® Visa® Classic Card

Iberiabank Visa Classic
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • No annual membership fee
  • Low variable rate of 7.25%, 10.25%, or 13.25% (Prime + 4.00%, Prime + 7.00%, or Prime + 10.00%) as of 4/1/10 based on the creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00).
  • Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness. This APR will vary with the market based on the Prime Rate.
  • Online access to credit card account information
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
1.99% 6 Months Balance Transfers As low as 7.25% Variable* None* Yes* Excellent

Bryant State Bank MasterCard®

Bryant State Bank MasterCard
  • Overall Rating Four Stars
  • Benefit Rating Four Stars
  • Low interest rate for both purchases and cash of 11.25% APR*
  • Introductory balance transfer rate
  • No balance transfer fee
  • $0 fraud liability
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
3.25% 6 Months Balance Transfers 11.25% Variable%* $20 Yes* Excellent - Good Credit

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