www.applyonline.citicards.com

• 0% Intro APR on Balance Transfers*

• Earn 10,000 bonus points after first purchase, redeemable for a $100 gift card*

• Earn 3 ThankYou Points®for every dollar spent at restaurants, gas stations, and certain office supply merchants*
  Earn 1 point for every dollar spent on all other purchases

• No annual fee

• Online Expense Reporting Tool

• Categorized monthly statements and quarterly and annual summaries

• No Fee Rewards Program
  
  *See Card Terms and Conditions

• 5% Cashback Bonus® in categories that change four times a year like travel, apparel, home, gas, restaurants, movies and more
• 5% to 20% Cashback Bonus at top retailers through our exclusive online shopping site
• Up to 1% Cashback Bonus on all other purchases automatically
• Increase, even double, your rewards when you redeem for gift cards from our 80 Cashback Bonus Partners
• 0% Intro APR*

*View Rates, Fees, Rewards and Other Important Information

•  Earn 5% cash back at gas stations, supermarkets and drug stores, convenience stores, and utilities including cable for 6 months and 2% thereafter.

•  Earn 1% cash back on all other purchases

• 0% APR* on Balance Transfers for 12 months

• No Annual Fee

• 6% rebates on ALL gas purchases at ANY gas station for the first 90 days*

• 3% rebates on ALL gas purchases at ANY gas station after the first 90 days*

• 1% rebates on ALL other purchases made anywhere else*

• 0% Intro APR* for up to 6 months**

• No Annual Fee

• 0% APR* on balance transfers and purchases for up to 12 months

• No annual fee

• Secure, free online account management

• $0 liability on unauthorized purchases

• Apply online and get an instant response

• Earn 12,500 AAdvantage® bonus miles after your first purchase with the card*
• NO ANNUAL FEE for 12 months!*
• Earn 1 American Airlines AAdvantage mile for every $1 you spend on eligible purchases - up to 60,000 miles per year*
• No blackout dates for AAdvantage award travel on American Airlines, American Eagle & AmericanConnection® carriers*
• AAdvantage miles may never expire*
• Redeem AAdvantage miles with over 25 of the world’s top airlines, major car rental companies and hundreds of luxurious hotels worldwide

• 0% Intro APR*

• Double Miles on travel and restaurant purchases $3,000 each year

• 1 Mile for every $1 you spend on all your other purchases

• Unlimited Miles that never expire as long as you use your card

• Travel without restrictions

• Book it through any airline, travel agent or online site
  
  *View Rates, Fees, Rewards and Other Important Information

• 5,000 bonus points after your first purchase is made within 2 months of account opening

• No annual fee

• Low APR on balance transfers for 12 months. Balance Transfer fees apply.

• Earn 1 Flight Point for every 3 miles you fly on any airline— or anyone else whose ticket you buy with the card.

• Earn 1 Purchase Point for all purchases

• ThankYou Network®