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What is www.ApplyNow.CitiCards.com and How do Citi Credit Cards Compare With The Best?

Citibank® also referred to as Citi®, is the consumer banking arm of financial services corporation Citigroup. Citi credit card offers include the Platinum Select®, CashReturns®, Diamond Preferred®, Chairman®, and PremierPass® credit cards. www.ApplyNow.CitiCards.com is the Citibank® credit card re-direct for pre-approved credit card offer applications that you may have received in the mail. The purpose of that page is to redirect you to the application for the Citi® credit card in a particular offer. However with the www.ApplyNow.CitiCards.com offer you may qualify for additional offers below. We are currently recommending the Slate card from Chase. It has a better interest rate in this class and a 0% introductory rate for 18 months on balance transfers and purchases. See how your offer compares to the best credit card offers below. If you received a pre-approved offer it is very likely you are pre-approved to apply for a better offer below. See how your offer compares to the best credit card offers below. If you received a pre approved offer it is very likely you are pre-approved to apply for a better or comparable offer from other top credit card providers. See also, low interest credit cards.

Citi® Platinum Select® Card

Citi Platinum Select Credit Card
  • Overall Rating Three Stars
  • Benefit Rating Three Stars
  • 0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate
  • No Annual Fee
  • Extra Cash from Citi
  • $0 liability on unauthorized purchases
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 18 Months on Balance Transfers & 12 Months on Purchases 11.99%-19.99% Variable* No Yes* Excellent - Good Credit

Discover® More® Card

Discover More Card $75 Cashback Bonus
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 0% intro APR on balance transfers for full 12 months, than the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus® on all other purchases
  • Discover Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% Variable* None* Yes* Excellent Credit

Blue Cash® Everyday from American Express

Blue Cash from American Express
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • No annual fee, flexibility to pay over time
  • Get 3% cash back at supermarkets, 2% cash back at gas stations and department stores, and 1% cash back on all other purchases
  • NO spend minimum, NO enrollment, and NO rotating rewards categories
  • Get a $25 Referral Bonus for each friend or family member who is approved for the Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% For up to 12 Months 17.24% to 21.24% Variable* $0* Yes* Excellent Credit

Citi® Dividend Platinum Select® Card

Citi Dividend Platinum Select Card
  • Overall Rating Three Stars
  • Benefit Rating Three Stars
  • Earn at least 2% cash back in popular, rotating categories each quarter - from department stores, jewelry and apparel to restaurants, hotels and more
  • Earn a full 1% cash back on eligible purchases and cash advances
  • Earn $5 cash back on individual balance transfer transactions of $1,500 or more
  • Earn an average of 5% additional cash back at over 400 leading retailers through the Citi Bonus Cash Center®
  • 0% Intro APR on Balance Transfers for 15 months. After that, the APR will be 12.99%-20.99% based on your creditworthiness. This APR will vary with the market based on the Prime Rate
  • No annual fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 15 Months on Balance Transfers 12.99% - 20.99% Variable* No Yes* Excellent

Platinum Card® From American Express

American Expess Platinum Card
  • Overall Rating Five Stars
  • Benefit Rating Five Stars
  • 25,000 Membership Rewards(R) points bonus, redeemable for one domestic round-trip Coach-Class airline ticket, when you spend $1,000 during your first three months of Card membership
  • New GLOBAL Travel benefits: Priority Pass select airport club access, No Foreign Transaction Fees, Global Entry expedited U.S. immigration pass
  • Up to $200 in Airline Fee Credits annually to cover incidental charges on your airline of choice, including checked-baggage fees
  • Complimentary Companion Airfare with purchase of qualifying First- or Business-Class international ticket
  • 24/7 Platinum Card(R) Concierge service for assistance with reservations, travel, gifts, and more
  • FINE HOTELS & RESORTS Program: exclusive upgrades and amenities at over 700 boutique, resort, and luxury hotels worldwide
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A $450* N/A* Excellent

Citi® Diamond Preferred® Rewards Card

Citi Diamond Preferred Reward Card
  • Overall Rating Three Stars
  • Benefit Rating Three Stars
  • $50 Gift Card: Earn 6,000 bonus ThankYou® Points when you spend $300 within the first 3 months, redeemable for a $50 Gift Card at select national merchants
  • 5 ThankYou® points for every dollar you spend at supermarkets, drug stores, and gas stations for 12 months*
  • 1 ThankYou® point for every dollar on all other purchases
  • 0% Intro APR on Purchases and Balance Transfers for 12 months. After that, the APR will be 12.99%-20.99%. This APR will vary with the market based on the Prime Rate. The rate of this offer will be based on your creditworthiness
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Months 12.99% - 20.99% Variable* No Yes* Excellent

Citi® Diamond Preferred® Card

Citi Diamond Preferred Card
  • Overall Rating Three Stars
  • Benefit Rating Three Stars
  • 0% Intro APR on balance transfers and purchases for 12 months. After that, the APR will be 14.99%. This APR will vary with the market based on the Prime Rate
  • No Annual Fee
  • Access to special events and ongoing discounts
  • 24/7 Concierge Service
  • Extra Cash from Citi
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% 12 Months on Balance Transfers & Purchases 14.99% Variable* No Yes* Excellent Credit

Premier Rewards Gold Card

American Express Premier Rewards Gold Card
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events - Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events, and more, nationwide
  • No annual fee for your first year - a $175 savings
  • Get approved in 60-seconds.
  • American Express Premier Rewards Gold Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A N/A First Year Free, Then $175 per year* Yes* Excellent

Citi® Platinum Select® / AAdvantage® World MasterCard®

Citi Platinum Select AAdvantage World MasterCard
  • Overall Rating three Stars
  • Benefit Rating three stars
  • Earn 30,000 American Airlines AAdvantage® bonus miles after you make $750 in purchases within the first four months of becoming a cardmember — more than enough for a round–trip domestic travel award.
  • $85 annual fee waived for the first 12 months of cardmembership
  • Earn 1 American Airlines AAdvantage® mile for every $1 spent on purchases
  • No blackout dates on AAdvantage® award travel on American Airlines, American Eagle and the AmericanConnection carrier and AAdvantage® miles may never expire
  • Travel to select destinations for fewer AAdvantage® round trip miles with Reduced Mileage Awards
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
N/A N/A 15.24% Variable* $0 for the first year (then $85) No Excellent Credit

Starwood Preferred Guest® Credit Card from American Express

Starwood Preferred
  • Overall Rating Five Stars
  • Benefit Rating Five stars
  • Starpoints® BONUS: 10K with your first purchase and another 15K when you spend $15k within 6 months - enough for up to 6 free nights at a category 1 or 2 hotel
  • Free nights, free flights: Redeem Starpoints with over 350 airlines and more than 1,000 hotels and resorts worldwide. No blackout dates, ever
  • No annual fee for your first year, then $65/year
  • Get approved in 60-seconds.
  • Get your third night free at participating Sheraton(R) Hotels and Resorts worldwide
  • Starwood Preferred Card
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases 6 Months 15.24% Variable* 0$ Yes Excellent Credit

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American Express Blue Cash