5% Cash Back Credit Cards at FirstCredit.net

Five percent cash back credit cards

A variety of credit cards are now offering five percent cash back bonuses and promotions. Most of these cards offer these five percent cash back programs based on different rotating categories. It is important to keep up with the different categories so that you can make the most of the benefits from your credit cards. Here are some of the credit cards offering five percent cash back programs with a list of their current incentives for the last quarter of 2011.

Chase Freedom Visa. With this card you can earn $200.00 bonus cash back if you spend $500 in the first three months of becoming a card member. Card members also get five percent cash back on specific categories. There is a $1500 limit on the cash back program. Currently the credit card company is offering five percent cash back bonuses in four different categories. These categories will be effective for bonuses for October through December 2011. They include dining, department stores, movie theaters, and charitable donations. There is a 1% cash back program for all other purchases made with the card. You need to have excellent credit to qualify for this card. There is no annual fee with this card.

Citi Dividend Platinum Select. The Citi Dividend Platinum Select is also offering a $100 bonus for qualified new card members after you spend $500 in the first three months of owning the card. They also offer 5% cash back off of particular categories. Their categories for October 2011 through December 2011 for five percent bonuses include department stores, clothing stores, electronic and toy stores. Their selections are perfect for holiday shopping. There is a 0% APR for an introductory fifteen months for both balance transfers and any purchases. When the introductory period is over then the APR will be 12.99% to 22.9% based on your credit worthiness. You get 1% cash back on all other purchases made with the card. There is no annual fee with this card. You do need to have excellent credit to qualify for this card.

Discover More Card. This card offers a 0% APR for an introductory period on purchases and balance transfers. There is no annual fee and there is a free fraud protection program. You do need to have excellent credit to get this card. Currently Discover More Card is offering three categories for a five percent cash bonus including restaurants, department stores and clothing stores. These categories are good for October 2011 through December 2011. You also get 1% cash back on any other purchases you make with this card and up to 20% in cash back rewards if you redeem your bonuses at their online site shopdisover.com.

Discover was one of the first credit card companies to offer cardholders a 5% cash back bonus. This stands to reason as Discover was one of the first companies to offer cash back bonuses of any amount.

5% Cash Back Note:

A 5% cash back credit card is a credit card that will pay you back 5% of your purchases in certain popular categories. Some popular categories include travel, gas, groceries, airlines, restaurants, home improvement and more. These categories can vary depending upon the particular credit card.

These offers are generally for people with good to excellent credit card score or credit rating. This would require a credit score of at least 700-749 for credit cards that require good credit and a credit score of 750 or above for credit cards that require excellent credit. If you have good to excellent credit, compare and apply for a 5% cashback credit card below.